GPF vs CPF

The National Pension System works on defined contribution basis and will have two tiers - Tier-I and II. Contribution to Tier-I is mandatory for all Government servants joining Government service on or after 1-1-2004 (except the armed forces in the first stage), whereas Tier-II will be optional and at the discretion of Government servants.

GPF vs CPF

In Tier-I, a Government servant will have to make a contribution of 10% of his basic pay plus DA, which will be deducted from his salary bill every month by the PAO concerned. The Government will make an equal matching contribution. However, there will be no contribution from the Government in respect of individuals who are not Government employees.

જો સરકારી નોકરી કરતા હોવ તો NPS કે UPSમાં કયું વધારે સારું?

તારીખ 1/04/2005 પહેલાં નિમણૂક પામેલા nps ભવિષ્ય નિધિ ખાતા ધરાવતા શિક્ષકોને જૂની પેન્શન યોજના હેઠળ સમાવવા બાબત

સરકારી કર્મચારીઓ માટે ફિકસ પેન્શનની યોજના માટે અહીં ક્લિક કરો. (25/04/2023)

2004 પહેલાં નાં કેન્દ્ર સરકારનાં કર્મચારીઓ માટે જૂની પેન્શન યોજના પરિપત્ર માટે અહીં ક્લિક કરો.

તા. ૦૧/૦૪/૨૦૦૫ પહેલા નિમણુંક પામેલ પંચાયત વિભાગ હસ્તકના કર્મચારીઓને જી.પી.એફ. અને જુની પેન્શન યોજનામાં સમાવવા બાબત

GCSR 2002 કુટુંબ પેન્શન પ્રકરણ pdf

Download Useful Information about  NPS: Click Here

Tier-I contributions (and the investment returns) will be kept in a limited partial withdrawable Pension Tier-I Account. Tier-II contributions will be kept in a separate account that will be withdrawable at the option of the Government servant. 

જૂની પેન્શન યોજના બાબત જાણવા અહી ક્લિક કરો.

Government will not make any contribution to Tier-II account.
The existing provisions of Defined Benefit Pension and GPF would not be available to the new recruits in the central Government service, i.e. to the Government servants joining Government service on or after 1-1-2004. 

છત્તીસગઢ પેન્શન યોજના પરિપત્ર વાંચવા માટે અહીં ક્લિક કરો.

However, retirement gratuity and death gratuity would be extended to the central government employees covered under NPS on the same terms and conditions as applicable under CCS(Pension) Rules, 1972.

DOWNLOAD SALARY BOOK
In order to implement the Scheme, there will be a Central Record Keeping Agency (CRA) and several Pension Fund Managers (PFM) to offer three categories of Schemes to Government servants, viz., options A,B and C based on the ratio of investment in fixed income instruments and equities.

The participating entities (PFMs and CRA) would give out easily understable information about past performance, so that the individual would be able to make informed choices about which scheme to choose.An independent Pension Fund Regulatory and Development Authority (PFRDA) will regulate and develop the NPS.

CPF એકાઉન્ટમાં ઓનલાઇન સુધારો કેવી રીતે કરશો.

સીપીએફ-એનપીએસથી સંબંધિત 10 મહત્વપૂર્ણ પ્રશ્નો અને જવાબો

A Government servant can exit at or after the age of 60 years from the Tier-I of the Scheme. At exit, it would be mandatory for him to invest 40 per cent of pension wealth to purchase an annuity (from an IRDA-regulated Life Insurance Company) which will provide for annuity for the lifetime of the employee and his dependent parents/spouse.

He would receive a lump-sum of the remaining pension wealth which he would be free to utilize in any manner. In the case of Government servants who leave the Scheme before attaining the age of 60, the mandatory annuitization would be 80% of the pension wealth.

BENEFITS OF SALARY ACCOUNT OF SBI

Provisionally, central government employees covered under NPS has option to choose benefits under old pension scheme or NPS in the event of their death or discharge from service on invalidation.

GPF vs CPF ⤵️

TO DOWNLOAD PDF : CLICK HERE

CPF(NPS) MATHI PAISA UPADAVA BABAT IMP PARIPATRA AND FORM PDF DOWNLOAD - CLICK HERE